Human Resources Update

Please note: THE BRIDGE has added this column to inform faculty and staff of matters relating to their employment at Purdue University Calumet. You will see the updates listed here as they occur. Two recent items can be found below:

Employees must take action or lose life insurance beneficiary records

An upcoming computer system change will require all faculty and staff to take action on their Purdue life insurance.

Life insurance beneficiary information is now kept in the files of Minnesota Life Insurance Co., Purdue’s life insurance carrier. However, effective Oct. 29, EBenefits, Purdue’s online benefits system, will become the official record of Purdue life insurance beneficiaries.

Storing the beneficiary information within EBenefits, where other benefit information is kept, will make updating it easier to remember and more convenient. For example, when an employee is in EBenefits to add a new spouse or a baby to medical insurance, the employee can make related beneficiary changes at the same time through a simple additional step.

All employees will need to record their life insurance beneficiaries in EBenefits between Oct. 29 and Dec. 31. “The easiest time to do this will be during this year’s benefits open enrollment, when employees will be in EBenefits anyway,” said Susan M. Davis, Human Resources benefits manager.

Davis added that automatically transferring the beneficiary information from Minnesota Life to EBenefits was considered carefully, but that the risk of the information transferring incorrectly was too great. “For something like this, accurate and up-to-date information is critical,” she said.

Benefits-eligible employees will receive a letter in their home mail during the week of Oct. 15. The letter will provide greater detail about the change and will list the employee’s current beneficiaries.

“Although employees will receive a list of beneficiaries, it’s important for everyone to understand that these beneficiaries will no longer be valid after Dec. 31, unless the employee records them in EBenefits,” Davis added. Employees may specify the beneficiaries of their choice, regardless of who is now on record.

For questions, contact the HR Service Center at 49-42222 or hr@purdue.edu.

Board Approves Premium Increases and Plan Design Changes for Benefits 2013

The Purdue Board of Trustees approved 2013 medical plan changes and employee premiums at its Friday, October 12, 2012, meeting.

Employee medical plan premiums will increase by the following percentages, starting January 1, 2013:

  • Choice Fund with Health Savings Account – 15 percent
  • Purdue Incentive – 25 percent
  • Purdue Copay – 30 percent

Additional key changes for 2013 include:

  • Copays, deductibles and out of pocket maximums will increase on the Choice Fund Plan and the CoPay Plan.
  • CoPays and out of pocket maximums on the Incentive Plan will increase.
  • Purdue Incentive and Purdue Copay plans will no longer have an individual deductible and individual out of pocket maximum embedded within the family deductible.
  • The board affirmed last year’s decision to increase the tobacco-user additional premium on medical insurance to $500 per person per year.
  • Higher University HSA contributions for the Choice fund medical plan – Purdue will contribute an extra $100 for employee-only coverage and $200 when an employee covers one or more dependents.  This contribution will be made in early January and will be in addition to the $650 employee-only or $1,300 employee plus dependent(s) contribution that Purdue will make over the course of 2013.
  • The HSA contribution limit will increase to $3,250 for employee-only coverage and $6,450 when employee covers one or more dependents.
  • Contribution maximums for health care flexible spending accounts (FSAs) and limited purpose FSAs will reduce to $2,500 per account due to the Affordable Care Act.
  • A “member pays the difference” rule for prescriptions will go into effect.  If a plan participant chooses to use a brand-name prescription drug when a generic drug is available, the participant will pay the difference.
  • Retail pharmacy coinsurance will increase to 25% for generics, 35% for preferred brand-name drugs and 55% for non-preferred brand name drugs.

Generic contraceptives approved by the food and Drug Administration will be covered at 100% as required by the Affordable Care Act. Full details and resource information will be included in the Enrollment Reference Guide, which faculty and staff will receive later this month and on Purdue Calumet’s Human Resources’ website (Home Page and Benefits Page).



Please note: THE BRIDGE has added this column to inform faculty and staff of notices relating to their employment at Purdue University Calumet. You will see the updates listed here as they occur. Two recent items can be found below:

Employees must take action or lose life insurance beneficiary records

An upcoming computer system change will require all faculty and staff to take action on their Purdue life insurance.

Life insurance beneficiary information is now kept in the files of Minnesota Life Insurance Co., Purdue’s life insurance carrier. However, effective Oct. 29, EBenefits, Purdue’s online benefits system, will become the official record of Purdue life insurance beneficiaries.

Storing the beneficiary information within EBenefits, where other benefit information is kept, will make updating it easier to remember and more convenient. For example, when an employee is in EBenefits to add a new spouse or a baby to medical insurance, the employee can make related beneficiary changes at the same time through a simple additional step.

All employees will need to record their life insurance beneficiaries in EBenefits between Oct. 29 and Dec. 31. “The easiest time to do this will be during this year’s benefits open enrollment, when employees will be in EBenefits anyway,” said Susan M. Davis, Human Resources benefits manager.

Davis added that automatically transferring the beneficiary information from Minnesota Life to EBenefits was considered carefully, but that the risk of the information transferring incorrectly was too great. “For something like this, accurate and up-to-date information is critical,” she said.

Benefits-eligible employees will receive a letter in their home mail during the week of Oct. 15. The letter will provide greater detail about the change and will list the employee’s current beneficiaries.

“Although employees will receive a list of beneficiaries, it’s important for everyone to understand that these beneficiaries will no longer be valid after Dec. 31, unless the employee records them in EBenefits,” Davis added. Employees may specify the beneficiaries of their choice, regardless of who is now on record.

For questions, contact the HR Service Center at 49-42222 or hr@purdue.edu.